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    Reduce fraud in online e-commerce transactions by using Minfraud api

    We will learn how to reduce fraud in  online e-commerce  transaction , affiliate referrals, surveys, and account logins and signups by using MinFraud API.

    How does the MiniFraud service work?

    The minFraud service determines that a transaction is fraudulent based on many factors, including whether an online transaction comes from a high risk IP address, high risk email, high risk device, or anonymizing proxy.

    Key features of the minFraud service include:

    • The riskScore
    • Geographical IP address location checking
    • High risk IP address and email checking
    • Proxy detection
    • Device tracking
    • Bank Identification Number (BIN) to country matching
    • The minFraud Network
    • Prepaid and gift card identification
    • Post query analysis

    How to use MinFraud?

    Start your headless eCommerce
    now.
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    Step1: We will get minfraud api from https://github.com/maxmind/minfraud-api-php

    <?php
    require_once 'vendor/autoload.php';
    use MaxMind\MinFraud;
    
    # The constructor for MinFraud takes your user ID, your license key, and
    # optionally an array of options.
    $mf = new MinFraud(1, 'ABCD567890');
    
    $request = $mf->withDevice([
        'ip_address' => '81.2.69.160',
        'user_agent' =>
            'Mozilla/5.0 (X11; Linux x86_64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/41.0.2272.89 Safari/537.36',
        'accept_language' => 'en-US,en;q=0.8',
    ])->withEvent([
        'transaction_id' => 'txn3134133',
        'shop_id'        => 's2123',
        'time'           => '2012-04-12T23:20:50+00:00',
        'type'           => 'purchase',
    ])->withAccount([
        'user_id'      => 3132,
        'username_md5' => '4f9726678c438914fa04bdb8c1a24088',
    ])->withEmail([
        'address' => '[email protected]',
        'domain'  => 'maxmind.com',
    ])->withBilling([
        'first_name'         => 'First',
        'last_name'          => 'Last',
        'company'            => 'Company',
        'address'            => '101 Address Rd.',
        'address_2'          => 'Unit 5',
        'city'               => 'New Haven',
        'region'             => 'CT',
        'country'            => 'US',
        'postal'             => '06510',
        'phone_number'       => '323-123-4321',
        'phone_country_code' => '1',
    ])->withShipping([
        'first_name'         => 'ShipFirst',
        'last_name'          => 'ShipLast',
        'company'            => 'ShipCo',
        'address'            => '322 Ship Addr. Ln.',
        'address_2'          => 'St. 43',
        'city'               => 'Nowhere',
        'region'             => 'OK',
        'country'            => 'US',
        'postal'             => '73003',
        'phone_number'       => '403-321-2323',
        'phone_country_code' => '1',
        'delivery_speed'     => 'same_day',
    ])->withPayment([
        'processor'             => 'stripe',
        'was_authorized'        => false,
        'decline_code'          => 'invalid number',
    ])->withCreditCard([
        'issuer_id_number'        => '323132',
        'last_4_digits'           => '7643',
        'bank_name'               => 'Bank of No Hope',
        'bank_phone_country_code' => '1',
        'bank_phone_number'       => '800-342-1232',
        'avs_result'              => 'Y',
        'cvv_result'              => 'N',
    ])->withOrder([
        'amount'           => 323.21,
        'currency'         => 'USD',
        'discount_code'    => 'FIRST',
        'is_gift'          => true,
        'has_gift_message' => false,
        'affiliate_id'     => 'af12',
        'subaffiliate_id'  => 'saf42',
        'referrer_uri'     => 'http://www.amazon.com/',
    ])->withShoppingCartItem([
        'category' => 'pets',
        'item_id'  => 'leash-0231',
        'quantity' => 2,
        'price'    => 20.43,
    ])->withShoppingCartItem([
        'category' => 'beauty',
        'item_id'  => 'msc-1232',
        'quantity' => 1,
        'price'    => 100.00,
    ]);
    
    # To get the minFraud Factors response model, use ->factors():
    $factorsResponse = $request->factors();
    
    print($insightsResponse->subscores->email . "\n");
    
    # To get the minFraud Insights response model, use ->insights():
    $insightsResponse = $request->insights();
    
    print($insightsResponse->riskScore . "\n");
    print($insightsResponse->creditCard->issuer->name . "\n");
    
    foreach ($insightsResponse->warnings as $warning) {
        print($warning->warning . "\n");
    }
    
    # To get the minFraud Score response model, use ->score():
    $scoreResponse = $request->score();
    
    print($scoreResponse->riskScore . "\n");
    
    foreach ($scoreResponse->warnings as $warning) {
        print($warning->warning . "\n");
    }
     Thanks 

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