PrestaShop Marketplace Mangopay Payment

PrestaShop Marketplace Mangopay Payment module offers sellers of the marketplace to offer this payment method to the customer for making the payment.

The customers will now be able to use this payment mode to pay for the seller’s product they want to order.

Using this payment mode, customers will be able to pay via credit/debit card, bank wire transfer.

The module also offers the sellers to manage refunds as well as a payout from the module itself.

Payout is a process by which sellers can transfer money from their wallets to their bank account. Additionally, it also offers a superior level of transaction security.

The module is SCA & 3DS2 compliant & hence offers multiple layers of transaction security in order to minimize transaction fraud & process flawless payments.

1. Click here to see the list of countries where your company must be registered in order to use the MangoPay.
2. PrestaShop Marketplace Mangopay Payment module is MultiShop Compatible with PrestaShop Advanced Multi-Vendor Marketplace version 5.4.0/3.4.0 and above.
3. PrestaShop Marketplace MangoPay Payment module is compatible with PSD2.
4. The seller share and the admin share transfer to their respective wallets. In case of no sellers wallet, the whole amount goes to the admin.
5. Click here to view list of authorized countries where you can process the payments.
6. The module is 3DS2 compliant.
7. Admin can also upload the KYC documents from the module.

3DS2: The 3DS2 is a multi-factor authentication protocol that helps to confirm the digital identity of the user during checkout.

SCA: It is a regulatory requirement (under PSD2 in Europe) that adds stricter verification/authentication when certain financial/payment/account actions are done, to reduce fraud.

To know more about the SCA guidelines, please click here.

Mangopay has built SCA features for its user management, transfers, and recipient/bank account registration flows to comply with regulatory obligations and improve security.

Admin Features:

• The module will directly save the User Category, terms & conditions, headquarters address, and company number to Mangopay.
• Wallets generate at the MangoPay end as per the currency selected in the “allowed currency” in configuration.
• View a list of transactions made via credit card, direct debit and bank wire.
• Select transaction order status either as “payment accepted” or “delivered” to manage the MangoPay transfer from customer/PayIn wallet to admin’s/sellers wallet.
• Allow/disallow sellers to payout their wallet amount to their bank account.
• Allow or disallow sellers to refund the order amount.
• Allow/disallow sellers to provide their bank account details.
• Manage refund as well as payout process.
• Manage refund from MangoPay PayIn and MangoPay Transfer.
• Admin can add bank details for sellers.
• View a list of all the bank accounts added by sellers on the seller detail page.
• The admin can add multiple bank account details.
• To add bank details, an admin has to select the account type from the predefined list.
• Using the “MangoPay Payout” tab, an admin can transfer the wallet balance to their account.
• Using the “Manage Seller Payout” button on the “Manage Seller Bank Details”, the admin can pay out the sellers wallet amount to a sellers bank account.
• The list of transactions of “admin’s wallet & “Payin wallet” is available to admin.
• Depending on the “transaction order status”, the order amount will add to the list of transactions of “admin’s wallet” and “Payin wallet”.
• Refund the admin’s/seller’s wallet amount to Payin/customer wallet.
• Refund the full/partial amount from Payin wallet to customer account.
• Enable/disable the field to delete the MangoPay data at the time of un-installation of the module.
• Use the module in test or live mode.
• Receive the mail when the seller makes the refund.
• View transactions of the seller or admin wallet for every order separately.
• Deactivate the bank accounts for both seller and admin.

Seller Features:

• The seller has to save their country for MangoPay wallet in admin’s MangoPay account.
• The seller has to save their country for MangoPay wallet in admin’s MangoPay account.
• The seller can add multiple bank account details.
• To add bank details, the seller has to select the account type from the predefined list.
• At the time of payment, the amount will credit to the seller’s wallet and admin’s wallet.
• Using the “MangoPay Wallet Cash Out” tab sellers can payout their own wallet amount to their saved bank accounts.
• Refund the order amount to the customer’s MangoPay wallet or card.
• Manage the refund from MangoPay transfer only.
• The seller gets a mail when the admin makes the refund.
• The seller can deactivate their bank accounts anytime.
• The seller can also upload their KYC documents.
• A seller can track the status of their KYC document (accepted or not) and update it as required.

Customer Features:

• Customers can pay via credit card, bank wire & direct debit payment methods.
• While paying through the Card, a customer can redirect to the third-party page or can pay without redirecting to the third-party page as set by the admin.

In order to install the module, you need to install the PrestaShop Advanced Multi-Vendor Marketplace module first.

After installing the marketplace module, you can now proceed to install the PrestaShop Marketplace MangoPay Payment module.

• Firstly, go to the module manager in the back office and click on ‘upload a module’.
• After that, drag and drop the module file or select the file from the system.
• In this way, the module installation will be successful.

After the successful installation, the admin needs to configure the module.

1) Account Configuration:

Under the Account configuration tab, the admin has to:

• Enter the Passphrase and Client ID that he received from MangoPay.
• Select the credit card type.
• Select the currency in which transactions will take place on MangoPay
• Enter the company number.
• Choose to use the module in sandbox or production mode.

When the admin clicks “Save & Generate MangoPay User”, the system redirects them to the MangoPay SCA (Strong Customer Authentication) URL.

After the admin completes the verification successfully, the system redirects them back to the site with a success message, and the module is ready to use.

SCA for admin:

Firstly, the admin will have to create a passkey.

After generating the Passkey, the admin can complete SCA authentication using their email.

Once the admin completes SCA authentication, the system displays a success message.

Once the admin completes SCA authentication successfully, the system creates a user in MangoPay with a wallet in the selected currency.

Admin can generate various wallets based on different currencies for a user. At a time, you can generate a single wallet only.

In this way, create different wallets for the user to manage transactions in different currencies.

2) General Configuration :

Under the general configuration tab, the admin can choose to:

• Allow card payment options and allow the customers to save their card details.
• Allow the MangoPay direct debit payment option.
• Allow customers to save their bank account details.
• Allow the bank wire payment option for customers.
• Configure the order status for card payments.
• Configure the type of payment for customers.
• Transfer the refund amount to the customer’s wallet or card.
• Delete previous data on uninstalling the module.

3) Seller & Mail Configuration:

Under the seller configuration tab, the admin can choose to:

• Allow the seller to cash out the amount from the wallet.
• Allow the seller to refund the customers.
• Allow the seller to add their bank details.
• Allow the seller to add their KYC details.

Under the mail configuration tab, the admin can choose to:

• Send an email to the seller when the admin refunds an order.
• Send an email to the admin when the seller refunds an order.

After successful installation of the module, sellers can view tabs in their marketplace account after the creation of a MangoPay user by the Admin.

A seller has to save his/her country in MangoPay details in order to create wallets for the currencies in which the admin has their wallet.

MangoPay Details

To start with, sellers need to create their user wallets in the admin’s MangoPay account.

A seller has to save his/her country in MangoPay details in order to create wallets for the currencies in which the admin has their wallet.

Note: If the seller does not provide this information, then the whole amount will transfer to the admin.

Once the seller clicks on “Save”, they will have to proceed to Complete SCA (Strong Customer Authentication).

SCA for Seller:

Once the seller clicks on “Complete SCA” they will be redirected to the MangoPay SCA (Strong Customer Authentication) URL.

After the verification is successful, they will be redirected back to their site with a success message.

Once the SCA authentication is successful, the seller’s user wallet will be created in the admin’s MangoPay account.

MangoPay Bank Details

Now, say the admin is allowing the sellers to fill in their bank details.

Hence, a tab named “MangoPay Bank Details” is available at the seller’s end to fill in their bank information.

SCA for adding Bank Details:

Once the seller clicks on “Save” they will be redirected to the MangoPay SCA (Strong Customer Authentication) URL.

After the verification is successful, they will be redirected back to their site with a success message.

Once the SCA authentication is successful, the seller’s bank account details will be saved.

MangoPay Wallet Cash Out

The cash-out functionality helps sellers to transfer their wallet amount to their bank accounts.

SCA for seller cashout:

Once the seller clicks on the “Mangopay Cash Out” tab, they will be redirected to the MangoPay SCA (Strong Customer Authentication) URL.

After the verification is successful, they will be redirected back to their site with a success message.

Once the SCA authentication is successful, the seller can proceed to cash out their earnings.

The SCA authentication for Seller Cashout is valid only for 180 days.

After this period, when the seller clicks on the “Mangopay Cash Out” tab, they will be redirected to the MangoPay SCA (Strong Customer Authentication) URL to renew the authentication.

At the seller’s end

Furthermore, the sellers can also add their KYC details from the module itself.

To do so, go to the “KYC Details” section first & then select the type of document you want to upload for KYC.

On uploading the document successfully, it will appear just below the dropbox. You can also choose to delete this document before finally uploading it.

A list of all the KYC updates will also be available. The list will show the current status of the KYC document i.e. whether it’s accepted or not.

Additionally, it also displays the refusal reason(if the document is not accepted). Apart from that, the creation date i.e., uploading date & unique ID is also available.

At the admin’s end

Furthermore, the admin can also add their KYC details from the module itself.

To do so, go to the “Manage KYC” section first & then click on the “Add KYC” button.

After clicking on the “Add KYC” button, the following page will open. Here, you just need to select a type of document & then upload the relevant documents.

On uploading the document successfully, it will appear just below the dropbox. You can also choose to delete this document before finally uploading it.

A list of all the KYC updates will also be available. The list will show the current status of the KYC document i.e. whether it’s accepted or not.

Additionally, it also displays the refusal reason(if the document is not accepted). Apart from that, the creation date i.e., uploading date & unique ID is also available.

Customers get the following options for making the payment through MangoPay.

• Card Payment
• Bankwire Payment
• Direct Debit Payment

Card Payment: Enable this option to allow customers to pay via credit card.

Direct Debit: This payment option allows the customers to pay directly from their bank account by filling in their bank details.

Bank Wire: This payment option allows the customers to pay by transferring the amount to the admin’s account.

Order Status for Transfer: Set the order status on which the money will transfer from the customer’s wallet to the admin’s wallet.

MangoPay ‘Card Payment Type’

Admin can choose to provide two types of card payment.

• Direct Payment – Customer can pay without redirecting to the third-party page.
• PayIn Web –  Customer will redirect to the third party page for making the payment.

MangoPay Card Payment

Payment Type: The payment type is “Direct Payment”

In this payment type, customers will not redirect to the third-party page to make the payment.

Payment Type: The payment type is now “PayIn Web”

In this payment type, a customer will redirect to the third-party page to make the payment.

MangoPay Bank Wire Payment

MangoPay Direct Debit Payment

In this way, buyers can make the payment through the MangoPay payment gateway.

After the successful installation of the module, new tabs will add at the back-end to manage the MangoPay transactions.

MangoPay Bank Details

Admin can add multiple bank account details to manage the transfer/payout of his/her wallet money to a bank account.

SCA for adding Bank Details:

Once the admin clicks on “Save” they will be redirected to the MangoPay SCA (Strong Customer Authentication) URL.

After the verification is successful, they will be redirected back to their site with a success message.

Once the SCA authentication is successful, the admin’s bank account details will be saved.

MangoPay Seller Bank Details

Admin can also add & view the seller bank details from the back-end.

Additionally, an admin can also payout the seller’s wallet amount to their respective bank account.

On clicking the view button, the admin can see the seller details and their bank details as well.

Adding Seller’s Bank Details

Manage seller payout from the back-end

Admin can also transfer the seller wallet amount to their respective bank account.

To do so, navigate to “MangoPay Seller Payout” available under “Marketplace MangoPay Payment”.

In this way, the admin can also manage different Mangopay functionalities from the back-end.

Admin MangoPay Payout

From the payout tab, the admin can transfer their wallet money to any of their added bank accounts.

SCA for admin payout:

Once the admin clicks on the “PayOut” tab, they will be redirected to the MangoPay SCA (Strong Customer Authentication) URL.

After the verification is successful, they will be redirected back to their site with a success message.

Once the SCA authentication is successful, the admin can proceed to payout their earnings.

The SCA authentication for Admin Payout is valid only for 180 days.

After this period, when the admin clicks on the “Payout” tab, they will be redirected to the MangoPay SCA (Strong Customer Authentication) URL to renew the authentication.

Manage Bank Wire Payment

Under this tab, you can view the list of all the transactions made through MangoPay bank wire payments.

If the status is “created”, then the customer made the payment but it’s not accepted by MangoPay yet.

Manage Card Payment

In this tab, an admin can view the list of all the users that made the payment via card.

Refund Process in Mangopay Card Payment

Admin can manage the refund from the “view” option in the “Manage Card Payments” tab.

There are various cases because of the configuration setting for “order status for transfer”.

Case 1

The admin sets the configuration for “Order status for transfer” as “Payment Accepted”.

Now, as soon as the buyer makes the payment through MangoPay, the “Payment Accepted” order status will update.

Also, the money will transfer from the customer wallet to the admin’s wallet.

Case 2

Now, the admin sets the configuration for “Order status for transfer” as “Delivered”.

Now, as soon as the buyer makes the payment through MangoPay, the “Delivered” order status will update.

Also, the money will transfer from the customer account to the customer/Payin wallet.

Case 3

Now, let say admin/seller has made the payout i.e. admin/seller has transferred some amount to their bank account.

Admin wants to refund the customer amount whose value is more than the available balance in the wallet, then admin will get the notification.

Manage Direct Debit Payment

Under this section, an admin can view the list of all the users that made the payment via card.

The seller and admin both can perform the payout process.

Seller Payout Option

The seller can transfer their wallet amount into their bank account using the “Payout” option.

Firstly, go to “MangoPay Wallet Cash Out”. After that, fill in the details & click on the “Payout” button.

Admin Payout Option

Admin also gets to transfer the wallet money to their own bank account with the help of the module itself.

To perform payout, firstly admin needs to navigate to MangoPay Payout available under Marketplace MangoPay Payment.

In this way, an admin & seller both can transfer their wallet amount to their bank account.

Depending on the configuration setting, sellers can refund the order amount to customers.

An admin can also choose to refund the order amount to customers using the “MangoPay PayIn process”.

Seller Refund Process

If the admin is allowing sellers to refund the order amount, then the seller will get the refund option on the order detail page.

At the back-end, an admin can view that seller made the refund of the order amount.

Now, the admin can proceed to transfer the customer wallet amount to the respective bank account using the PayIn process.

So, this was all about the PrestaShop Marketplace MangoPay Payment module. I hope this document will help you in checking the functionality of the module in a better way.

Also, do let us know about your views in the comments.

For any kind of technical assistance or query, please raise a ticket at http://webkul.uvdesk.com or send us a mail at support@webkul.com

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